residential real estate, commercial real estate, mortgage, real estate investment
Diane Sun
Wise Financial Services & Realty Inc.

RE & Mortgage Broker, CRS, CCIM, CIPS, SRES, e-PRO, GREEN, CNHS/RCC, ASP, NMLS









The 1st  Real Estate and Mortgage Broker in USA Who Has CRS, CCIM, CIPS, NMLS,..., NAR Certified Specialist in Residential & Commercial Real Estate.

 

INVESTORS

  How to generate 5+ time return on your real estate investment?

  如何在房地产上只胜不败 ? --- 投资回报5+倍的秘诀

   

 In early 2011, I have released my new real estate golden rule  on my TV Talk show,  which to ensure you
generate 5+ time return on your real estate investment and never lose a dime.


This golden rule has  fundamental analysis,  technical analysis, risk management,  3 basic tools, similar to
stock market financial analysis.  Hope this can help you on investing and  managing  your biggest assets,
achieving financial freedom.  It is beneficial for life long once you know the know-how.

   

Please visit:
  https://www.youtube.com/wiserealty

 

Help You Accumulate Wealth, Enjoy Life帮您积累财富,品味生活   

   

华住买卖业楼盘买卖高回报物业投资,  Luxury Residence, Commercial Investment Properties.

 

SELLERS

Allow me to list your home for a quick sale at top dollar. As real estate specialist, I know what it takes to
sell your home. I bring expert knowledge, valuable experience blended with the latest technology,
a well-defined marketing plan, a cohesive network, energy, enthusiasm and the excitement of a job well done.
 

Seller Incentives  

  • SOLD Performance Guarantee to sell within half of the market avg time, or sell it for Free
  • Anytime Listing Cancellation Guarantee, to guaranty Seller risk free
  • Free Staging, Free Virtual Tour
  • Free Home and Termite Inspections
  • Seniors Discount for Seller age at 65+
  • Free Home Evaluation, Free Market Update, Free Neighborhood Report

       (Restrictions Apply)  

       

Our Objectives          

  • Expose your home to the maximum numbers of capable Buyers Worldwide?
  • Promote the unique features and lifestyle of your property to Buyers?
  • Present your home in the best look and impression?
  • Make the selling process easy, convenient and hassle-free to Seller?
  • Get the top $ in the least amount of time at the least amount of cost?

 

Cutting Edge Worldwide Marketing Plan 

Our 68 points marketing plan covers all the areas to get you the top $ in the least amount of time,
with least amount of hassle and cost:

  • Worldwide Listing Service to up to 115 counties in 19  languages, and syndicated to

          60+ international portals.

  • Uniqueness Identification & Property Positioning to make your home in best presentable features,

          lifestyle, staging, pricing.

  • High Tech Marketing with Internet, photo, video, audio, mobile, text, virtual tour.
  • Traditional Marketing to promote to maximum numbers of buyers with traditional ways.
  • Affiliate Network Marketing to promote to specialized real estate networks.
  • Negotiation and Communication to qualify buyers and negotiate the top $.
  • Escrow and Process Control to ensure a smooth, problem-free transaction.

If you are planning to place your home on the market, browse my website for valuable information on
preparing your home for sale, pricing your home right, marketing it effectively and the home inspection processes.

 

BUYERS

We have a common goal: Making you a homeowner. Let's make it happen!
Ensuring you exceptional service at every step of your home buying process.

  • Search listings from the convenience of your home.
  • Be the first to get new listings that match your criteria.
  • Get real estate market watch updates for listings in your area.
  • "For Buyers" - Your source for the latest tips, checklists and free reports.
  • Personal Consultation - Vast experience and knowledge you can rely on.
  • Financial advice - Loans, Mortgages, interest and tax benefits.
  • Community information and Utilities.

New Construction Home From Builder Buyer Special

     67% Commission Rebates

     I am not only NAR certified residential specialist, but also certified GREEN,
Certified New Home Specialist / Residential Construction Certified, as well as mortgage broker,
I am here to help you make your new home purchase a pleasant journey.

 

BORROWERS 帮您借钱,省钱 ->赚钱

    NO COST Mortgage,  quick and hassle free,  lowest rate guaranteed.

    Super greate jumbo/conventional mortgage rates, special propgrams to help you accumulate wealth

  • unlimited investment property purchase/refi/cash out, up to 75% LTV, up to $650k loan amount, min 620 credit
  • 3% down pay conforming purchase
  • 80/10/10, 90% LTV jumbo, lender paid mortgage insurance
  • delayed financing/cashing out within 6 months, up to 10 loaned properties, full doc
  • US Citizen or green card working abroad
  • stated Jumbo up to 75% LTV, up to $2.0m/$2.5m,  no/3/12month bank statements, self employed,
        primary, 2nd home, investment, min credit score 700, purchase or cash out
  • 1 yr purchase or cash out after foreclosure/ short sale/bankruptcy, up to 55% LTV

 

       ( generally, it is 7 yr after foreclosure, 2 or 4 yr after short sale before ), min credit score 620
  • 1 yr self employed with 1 year tax return, up to 75% LTV, $1m, min 700 credit
  • condo litigation, building related lawsuit OK, OO
  • stated foreign investors, up to 60% LTV, up to $1m
  • hard money
  • construction loan at attractive rate
  • reverse mortgage for 55+ and free and clear property
  • asset depletion,  convert your asset to income for qualification

   
and  much, much more ...

    Please call 650-260-5022 to discuss in detail about your needs.

    

Is your best interest/asset protected?



Sellernew Palo Alto residents Song family: “Diane has super level of energy and integrity”.
               Diane sold their previous home in a week with 14 offers, 2 round bid & negotiation,
               26% exceeding Zillow value.


Buyer new Palo Alto residents Heyler family: “Diane is a star with ultra integrity”.
               Diane sealed their Palo Alto home purchase at $2.2m while having their $2.6m offer in hands,
               saved  $400k for them, while they were abroad.


Borrower:  never met Arnoldus family: “Diane is a very diligent mortgage broker.
                   Not only does she offer the best rates she also compares the escrow fees closely
                  and look out for ways to save us money. Diane successfully handled 5 loans in a row
                  for us this year and we have 100% confidence in her
”.


All Hands:  Former Palo Alto resident, friend Helen: "Diane has helped me with a few
                   real estate buy/sell transactions. She is a tough negotiator and is always
                   on the look out of my benefit. She works very hard and is always on top of things
                   and keeps me posted on progress. Being a savvy real estate investor herself,
                   she is very knowledgeable about location, market condition and financing,
                   and has been a valuable adviser to me. Thank you, Diane!

...

More references and testimonials,  please visit   http://www.realtor.com/bio/wiserealty

 

FREE REPORTS,  帮您未雨绸缪, 只胜不败!

Whether you are thinking about selling or buying, or just checking market status, we have a full set of
market report, analysis, tips and advices, which are all free to you at no obligation.
The free report list includes but not limited to:

  • Your property valuation report
  • Your neighborhood  profile report
  • Your neighborhood transaction report
  • Your neighborhood appreciation report
  • Real estate market report
  • Mortgage rate report
  • Expired? how to sell a home that didn’t sell
  • FSBO? sell your own home
  • Move?  how to avoid stuck with two homes
  • Empty Nester? how to sell the place you call home
  • Divorce? what you need to know about your home, mortgage and taxes
  • Legal mistakes to avoid when selling a home
  • 88  types of turbulence or stunts to avoid 
  • 10  steps  to get your home SOLD FAST with TOP DOLLAR
  • 27  tips to get your home SOLD FAST with TOP DOLLAR
  • 5  ways to speed up your sale
  • 10 ways to make more money from home sale
  • 10 critical questions to ask when selling home
  • 10 areas to look at when selecting your agent
  • 7  real estate truths every seller should know
  • 7  steps to preparing for an open house
  • 20  low-cost ways to spruce up your  home
  • 10  ways to make your home irresistible
  • 7  terms to watch for in a purchase contract
  • 6  trade up mistakes to avoid
  • 11 things to know to pass  your home inspection
  • 5 tings to do before putting your home to sell
  • 5 fenshui concepts to help a home sell
  • 18  moving tips for sellers
  • 6 Things You Must Know Before You Buy
  • 9 Buyer Traps and How to Avoid Them
  • Checklists: Pre-listing, property, staging, open house, green
  • For Sale By Owner Kit, which includes:

18 Service Providers Sellers Should Consider Using

12 Laws, Disclosures, Rules and Regulations

12 Clauses Buyers Include In An Offer To Purchase

6 Essential of A Valid Sale Contract

17 Considerations Appraisers Use

7 Things You Need To Know About Appraisals

5 Critical Areas Lenders Scrutinize Qualifying Buyers

4 Chracteristics of Value

10 Costs When Determinng Seller's Net

Exterior, Interior, Ketchen,Batch, Attic, Garage, Open House Checklists When Selling

8 Interior Items Buyers Really Notice

Getting Your House Ready for The Marketplace

Creating A "Great Home Features Sheet"

 

 Simply send your request, by email  dianefreereport@gmail.com,  or by  web click: 

www.gotowise.com/freereports, or  by voice message: 650-260-5022. 

 
know your area house price change in the past 5 years before buy/sell
 
Diane prepared these 5 year appreciation reports in terms of Median Price, Average Price, Sqft Price
from 2009 to first half of 2014, so you can make informed decision based on market data.
 
 
The first report is to show you the percentage change from 2009 to first half of 2014, in terms Median Price, Average Price,
Sqft Price
for some cities or zip codes I am following, SFR only
  
                                                                                                                                                                                                                                  

Appreciation Report From 2009 to 2014 (First 6m)

City

Median Price Change

Average Price Change

Sqft Price Change

Atherton

45.16%

62.20%

31.33%

Cupertino

56.86%

54.84%

50.09%

Hillsborough

26.87%

30.78%

29.82%

Los Altos

55.63%

53.87%

52.47%

Los Altos Hills

28.95%

44.20%

34.57%

Menlo Park

68.49%

71.67%

56.66%

Mountain View

52.91%

70.82%

52.6%

Palo Alto

73.39%

78.24%

72.55%

Portola Valley

47.88%

37.67%

27.37%

San  Jose (95129,95120 combined)

40.57%

38.32%

32.83%

Saratoga

44.11%

41.57%

34.3%

Sunnyvale

60%

64.08%

60.33%

Woodside

56.09%

57.45%

12.10%

 
 
The second report is to show you the yearly total number sold, Median Price, Yearly Median Price change, 
Average Price, Yearly Average Price change,  Average Price / per square footage, 
Yearly avg per square footage price  change:

5 Year Appreciation Report

City

Year

Sold

Median Price $

MP Up %

Avg Price $

AP Up %

Avg $/sf

SFP Up %

Atherton

2009

69

$2,790,000

 

$3,317,046

 

$817

 

2010

81

$2,900,000

3.94%

$3,510,435

5.83%

$835

2.20%

2011

73

$3,288,000

13.38%

$3,526,944

0.47%

$852

2.04%

2012

83

$3,200,000

-2.68%

$3,989,189

13.11%

$1,051

23.36%

2013

105

$3,575,000

11.72%

$4,080,739

2.29%

$967

-7.99%

2014 6m

58

$4,050,002

13.29%

$5,380,321

31.85%

$1,073

10.96%

Cupertino

2009

325

$1,071,000

 

$1,123,021

 

$569

 

2010

392

$1,077,700

0.62%

$1,111,315

-1.04%

$596

4.75%

2011

346

$1,115,000

3.46%

$1,142,499

2.81%

$589

-1.17%

2012

347

$1,250,000

12.11%

$1,252,052

9.59%

$651

10.53%

2013

306

$1,422,500

13.8%

$1,487,783

18.83%

$759

16.59%

2014 6m

152

$1,680,000

18.10%

$1,738,933

16.88%

$854

12.52%

Hillsborough

2009

100

$2,335,000

 

$2,738,331

 

$684

 

2010

125

$2,375,000

1.72%

$2,718,857

-0.71%

$679

-0.73%

2011

137

$2,200,000

-7.37%

$2,627,551

-3.36%

$697

2.65%

2012

149

$2,750,000

25.00%

$2,865,444

9.05%

$715

2.58%

2013

152

$3,000,000

9.09%

$3,607,397

25.89%

$816

14.13%

2014 6m

80

$2,962,500

-1.25%

$3,581,231

-0.73%

$888

8.82%

Los Altos

2009

269

$1,510,000

 

$1,654,914

 

$688

 

2010

334

$1,550,000

2.65%

$1,688,323

2.02%

$706

2.62%

2011

307

$1,647,500

6.29%

$1,769,436

4.80%

$717

1.56%

2012

366

$1,826,000

10.83%

$1,974,540

11.59%

$804

12.13%

2013

324

$2,100,000

15.01%

$2,158,844

9.33%

$898

11.69%

2014 6m

155

$2,350,000

11.9%

$2,546,390

17.95%

$1049

16.82%

Los Altos Hills

2009

68

$2,435,000

 

$2,614,369

 

$729

 

2010

81

$2,315,000

-4.92%

$2,590,417

-0.92%

$689

-5.49%

2011

100

$2,294,250

-0.90%

$2,693,666

3.99%

$732

6.24%

2012

114

$2,602,500

13.44%

$2,924,073

8.55%

$777

6.15%

2013

114

$2,796,500

7.45%

$3,069,500

4.97%

$896

15.32%

2014 6m

43

$3,140,000

12.28%

$3,769,902

22.82%

$981

9.49%

Menlo Park

2009

315

$1,095,000

 

$1,239,814

 

$623

 

2010

358

$1,200,000

9.59%

$1,304,363

5.21%

$644

3.37%

2011

375

$1,193,802

-0.52%

$1,296,547

-0.60%

$636

-1.24%

2012

394

$1,325,000

10.99%

$1,453,894

12.14%

$743

16.82%

2013

341

$1,510,000

13.96%

$1,701,076

17.00%

$849

14.27%

2014 6m

156

$1,845,000

22.18%

$2,128,398

25.12%

$976

14.96%

Mountain View

2009

255

$874,680

 

$845,927

 

$576

 

2010

299

$900,000

2.90%

$954,152

12.79%

$603

4.69%

2011

283

$965,000

7.22%

$1,002,484

5.07%

$643

6.63%

2012

324

$1,100,000

13.99%

$1,128,847

12.60%

$681

5.91%

2013

280

$1,275,000

15.91%

$1,346,475

19.28%

$792

16.30%

2014 6m

110

$1,337,500

4.90%

$1,445,046

7.32%

$879

10.98%

Palo Alto

2009

390

$1,338,000

 

$1,514,900

 

$776

 

2010

448

$1,385,000

3.51%

$1,553,238

2.53%

$806

3.87%

2011

451

$1,428,000

3.10%

$1,719,962

10.73%

$853

5.83%

2012

480

$1,726,000

20.87%

$2,007,003

16.69%

$972

13.95%

2013

406

$2,100,000

21.67%

$2,362,425

17.71%

$1,143

17.59%

2014 6m

185

$2,320,000

10.48%

$2,700,108

14.29%

$1,339

17.15%

Portola Valley

2009

54

$1,650,000

 

$1,977,890

 

$738

 

2010

54

$1,722,000

4.36%

$1,849,640

-6.48%

$692

-6.23%

2011

70

$1,827,500

6.13%

$2,255,614

21.95%

$758

9.54%

2012

63

$2,200,000

20.38%

$2,405,031

6.62%

$830

9.50%

2013

78

$2,268,750

3.13%

$2,810,154

16.84%

$849

2.29%

2014 6m

50

$2,440,000

7.55%

$2,722,990

-3.10%

$940

10.72%

San Jose

(95129, 95120 combined

2009

475

$875,000

 

$924,218

 

$466

 

2010

561

$920,000

5.14%

$962,945

4.19%

$484

3.86%

2011

521

$905,000

-1.63%

$948,415

-1.51%

$459

-5.17%

2012

581

$941,000

3.98%

$983,218

3.67%

$490

6.75%

2013

627

$1,065,000

13.18%

$1,126,863

14.61%

$532

8.57%

2014 6m

274

$1,229,999

15.49%

$1,278,354

13.44%

$619

16.35%

Saratoga

2009

229

$1,400,000

 

$1,550,789

 

$586

 

2010

287

$1,501,500

7.25%

$1,646,219

6.15%

$607

3.58%

2011

275

$1,480,000

-1.43%

$1,634,823

-0.69%

$598

-1.48%

2012

378

$1,639,000

10.74%

$1,771,245

8.34%

$640

7.02%

2013

329

$1,825,000

11.34%

$1,991,506

12.44%

$718

12.19%

2014 6m

147

$2017,500

10.55%

$2,195,406

10.23%

$787

9.61%

Sunnyvale

2009

569

$750,000

 

$717,280

 

$479

 

2010

585

$795,000

6%

$756,146

5.42%

$491

2.51%

2011

574

$782,500

-1.57%

$754,391

-0.23%

$467

-4.89%

2012

641

$865,000

10.54%

$838,095

11.10%

$523

11.99%

2013

595

$1,026,000

18.61%

$1,006,931

20.15%

$633

21.03%

2014 6m

237

$1,200,000

16.96%

$1,176,908

16.88%

$768

21.33%

Woodside

2009

40

$1,560,000

 

$2,027,096

 

$727

 

2010

55

$1,755,000

12.5%

$2,512,570

23.95%

$736

1.24%

2011

99

$1,800,000

2.56%

$2,176,392

-13.38%

$713

-3.13%

2012

84

$1,605,000

-10.83%

$2,055,150

-5.57%

$752

5.47%

2013

108

$2,052,500

27.88%

$2,607,625

26.88%

$838

11.44%

2014 6m

51

$2,435,000

18.64%

$3,191,741

22.4%

$815

-2.74%

 
 
The information was extracted from reliable sources, we believe it to be correct but have not verified and assume
no legal responsibility for its accuracy.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      

How much is your house worth?
  Please feel free to call Diane at 650-260-5022 for a free, 
no obligation home evaluation
.


 
 
 Find knowledgeable agents who know how to get the job done, get a good deal and are responsive
to all your real estate needs,  provide you prompt service, personal guidance and professional competence
from contract to settlement, achieve your goals.


I am passionate about my job, love my neighborhood and keep up with the latest trends
and strategies so that I can pass them on to my clients.

     

Your satisfaction is my success!